Saturday, August 8, 2009

Tip for the day

Medicare can cover 100 days. However, there are strict rules for skilled Medicare coverage, and very few people receive 100 days of coverage. There is an appeal process, if you don't agree with the facility about coverage, and when it ends. This MUST be explained to you (or your loved one if they are legally capable) and contact information provided, at the time of the "cut notice". You will only have a short time to file a verbal appeal, and the determination is usually made quickly (about 24 hours). If the facility is following all the rules for Medicare, you probably won't win an appeal. But, some people do get continued coverage (usually for a short time). Nursing homes are expensive (usually well over two hundred dollars a day), so don't count on 100 days of coverage.

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